Program Insurance - USSCI
Protect your registration fees with insurance powered by USSCI
Sports Protection Insurance
What is it?
Every year thousands of athletes find themselves unable to play the sport they love due to injuries, illness, death, mental illness or even unexpected financial hardship that a loss of a job can create. With Sports Protection Insurance parents can protect the investments made into youth sports.
Comprehensive Protection
This policy covers unexpected life situations including: Season-ending injuries, season-ending sickness, death of the athlete or parent, mental illness, job loss, job relocation, short-term injuries, short-term illness.
Easy Purchase Process
The insurance policy option is integrated into the player registration process on PlayerFirst. This convenience means parents can secure their participation and protect their investment in just a few clicks, encouraging peace of mind with a solidified refund policy.
How Claims Are Processed
This insurance pays what you still owe to your club, and/or reimburses you for the playtime you’ve paid for, but are now unable to use. Refunds are prorated to make sure you get what you pay for!
FAQ:
Let's face it, kids and sports are expensive! Especially when something happens that removes them from the sport and you still have to pay for it.
Unfortunately that is not a covered peril. This insurance protects you from specific things, like injuries, illness, job loss etc.
Policies can be purchased at any time but are subject to a waiting period before benefits apply.
The coverage is based on a pro-rated basis. Example - you register for a program that costs $365 for 365 days - that gives every day a value of $1 - if your athlete is out 30 days the value of that claim is $30.
Event Cancellation Insurance
Affordable Protection:
Adding Event Cancellation Team Coverage to your registration is a smart choice for safeguarding against the unexpected. Don’t let the possibility of weather-related cancellations disrupt your team’s plans or financial commitments.
Comprehensive Weather Protection:
This policy covers all unsafe weather-related conditions, ensuring teams are protected from the unexpected, including: Heat, rain, ice, snow, hail, smoke, hurricanes, tornados, earthquakes, unplayable venues.
How Does It Work
When you register your team for a tournament you will see an option to add Team Coverage Insurance. This insurance protects your team’s registration fees based on games played versus games guaranteed. If the tournament is forced to fully or partially cancel and your team doesn’t play the number of games guaranteed, your team is reimbursed the unused portion of your registration fee.
Assured Refund Mechanism
Weather is unpredictable, but your team’s financial stability doesn’t have to be. With this insurance, you can rest easy knowing that your registration fees are covered if games are cancelled due to rain, snow, extreme heat or any unsafe playing conditions related to the weather!
Key Details
Purchase Date
Policies must be purchased a minimum of 14 days before the event start date.
100% Coverage
The insurance covers the entire non-refundable entry fee.
Policy Rate
The policy rate is 10% for outdoor events and 5% for indoor.
Refunds
If your team is not accepted into the event the insurance can be refunded!
File a Claim or Purchase Insurance
How Do I File a Claim?
File a claim for your Sports Protection or Event Cancellation coverage today.
Add Insurance to a Previously Registered Program
- Login -> Click Details button on the line you want to purchase insurance for and follow steps to purchase.
- If a program doesn't offer insurance, there will be no mention of insurance after you click Details.
All insurance products related to this event are exclusively marketed and sold by US Sports Club Insurance (USSCI). 3STEP Sports does not offer, sell, or negotiate insurance products. USSCI is a licensed insurance producer, resident in Texas, license number 2509893. All insurance products are governed by the terms, conditions, limitations, and exclusions set forth in the applicable insurance policy. Any information on the site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products. No warranty, guarantee, or representation, either express or implied, is made as to the correctness or sufficiency of any information contained on this site. Insurance coverage may not be available in all states. For more information about USSCI insurance please visit https://ussportsclubinsurance.com/termsandconditions/.
